# Aswathy Udhaya Kumar > AI Product Manager • Data-driven Growth • 0→1 Fintech & Healthtech • SQL, Python Location: Seattle, Washington, United States Profile: https://flows.cv/aswathy Product Manager with 3+ years of experience across fintech and healthtech, building data-driven products used by millions. At Axis Bank, led development of a digital credit platform that reduced onboarding time from 30+ days to 10 minutes by digitizing verification and streamlining approvals. Most recently at Transcarent, improved engagement on health recommendation features through experimentation and built a machine learning model (498K users, 41 features) to identify high-intent users for targeted outreach. Currently partnering with Google Pixel on an AI-driven camera experience, exploring how intent detection and contextual signals can make capture flows more responsive and useful. I work at the intersection of product, data, and AI, translating behavioral insights into systems that scale. I'm seeking Product Manager roles starting May 2026. ## Work Experience ### Product Manager (Capstone) @ Google Jan 2026 – Present | Seattle, WA - Leading 0→1 discovery and prototyping of an ML-powered camera feature in collaboration with Google Pixel, identifying friction in utility-driven capture flows and reimagining post-capture interactions through intent-based workflows - Designing and testing AI-driven interaction models that map detected visual elements (text, objects, scenes) to contextual next actions, reducing time-to-task for everyday use cases like document capture, translation, and information extraction - Synthesized user research, competitive analysis, and technical feasibility (on-device ML, intent ranking, deep linking) to define product flows, prioritize edge cases, and evaluate trade-offs between accuracy, latency, and cognitive load ### Graduate Student Researcher - People Analytics & Organizational Behavior @ University of Washington Information School Jan 2025 – Jan 2026 | Seattle, WA Supervised by Heather Whiteman, Ph.D., Professor of People Analytics, Information School, UW–Seattle - Analyzed large-scale organizational and collaboration datasets (~1.7K employees) to model performance, engagement, and behavioral signals, uncovering gaps in how collaboration and performance are measured in People Analytics systems - Built end-to-end analytical workflows including feature engineering, PCA, clustering, regression, and hypothesis testing to translate unstructured behavioral data into structured, decision-ready insights - Applied research to real-world contexts by contributing to organizational survey design and burnout measurement frameworks, shaping how employee signals are captured and interpreted ### Growth Product Manager @ Transcarent Jan 2025 – Jan 2025 | Seattle, WA - Designed and deployed A/B tests to improve user engagement with Accolade’s health guidance feature, optimizing content and UI to increase click-through rates across 160K+ users - Built Scout, an internal AI assistant that delivers tailored competitor insights and streamline knowledge sharing across internal teams - Partnered with Data Science to build a conversion propensity model to enable targeted outreach to high intent users and improving campaign efficiency through precision segmentation. Defined the prediction problem and label logic, identified key behavioral features, and evaluated multiple tree based models to determine the optimal performance threshold. ### IT Services Program Assistant @ UW Medicine Jan 2025 – Jan 2025 | Seattle, WA Supported the rollout of ITIL-based Knowledge Management across UW Medicine ITS, streamlining documentation workflows and improving process compliance. Collaborated cross-functionally to migrate and audit service data in ServiceNow (UNITE), create SOPs and training materials, and enhance ITSM processes including Knowledge and Change Management. Strengthened skills in stakeholder collaboration, process optimization, and digital system implementation. ### Senior Product Manager @ Axis Bank Jan 2023 – Jan 2024 Products: Digital Kisan Credit Card, Digital NRI (Non-Resident Indian) Customer Onboarding Journey - Led 0→1 launch of a Digital Lending Platform, executing product roadmap, and driving cross-functional product development; showcased the product at the 2023 G-20 Financial Summit - Reduced onboarding time from 30+ days to under 10 minutes by digitizing identity verification (KYC), underwriting, and approval workflows, integrating credit bureau, fraud, and financial data into a real-time decisioning engine - Architected core financial flows across identity, risk, and core banking systems, defining APIs and integrations (credit bureau, Finacle, eMandates) to ensure low-latency, compliant, and scalable transactions - Enabled instant access to approved credit for users via direct-to-account disbursement, designing payment flows and aligning cross-functional stakeholders to launch - Aligned Sales, Risk, Compliance, Engineering, etc on product strategy, enabling adoption through sales-led GTM, training, and data-backed policy decisions Skills: UX Research · Usability Testing · Product Management · Product Vision · Analytical Skills · Stakeholder Management · User Research · A/B Testing · Jira · Wireframing · KPI and Metrics Analysis ### Product Manager @ Axis Bank Jan 2021 – Jan 2023 - Drove data-backed policy reform through user research and rejection analysis, cutting documentation requirements by 95.6% and simplifying onboarding - Reduced cost per application by 26% by enabling rule-based underwriting and OCR-driven credit statement processing - Led UAT and QA to improve product reliability, driving systematic testing, bug tracking, and faster issue resolution ### Product Analyst @ Trell Jan 2020 – Jan 2020 - Built dashboards to track digital marketing campaign performance, uncovering inefficiencies in ad spends, targeting and customer acquisition. Redefined campaign strategy and streamlined the user journey, leading to a 4X increase in marketing conversion rates - Implemented reports to track sales, order fulfillment and inventory, and compiled performance reports, used by Category teams to drive purchase and restocking decisions - Automated sales reports using SQL and Redash, reducing report generation time by ~15 hours per week ### Business Analyst @ NirogGyan Jan 2020 – Jan 2020 Worked with the founding team at NirogGyan, a B2B SaaS startup focused on smart and seamless medical diagnostic reporting. Contributed to product-market fit analysis and data-driven decision-making to support business growth. - Conducted customer surveys and analyzed data from 60+ clients, identifying key trends to refine product positioning. - Designed and built the company’s Sales Pipeline KPI Dashboard in Tableau, enabling real-time tracking of product and sales performance across India. ## Education ### Master of Science - MS in Information Management University of Washington ### Bachelor's degree in Manufacturing Engineering Birla Institute of Technology and Science, Pilani ## Contact & Social - LinkedIn: https://linkedin.com/in/u-aswathy - Portfolio: https://www.aswathy-portfolio.framer.website --- Source: https://flows.cv/aswathy JSON Resume: https://flows.cv/aswathy/resume.json Last updated: 2026-04-18