# Geoff Charles

> CPO at Ramp

Location: New York, New York, United States
Profile: https://flows.cv/geoffcharles

I enjoy building products that improve the financial health of people and companies, and helping entrepreneurs who feel the same way. 

I only connect on LinkedIn with people I know. 

Twitter geoffintech

## Work Experience
### CPO @ Ramp
Jan 2025 – Present | New York City Metropolitan Area

### VP Product @ Ramp
Jan 2022 – Jan 2025 | New York City Metropolitan Area

### Head of Product @ Ramp
Jan 2020 – Jan 2022 | New York City Metropolitan Area
First product hire. Currently oversee Product Management, Product Marketing, Product Operations, Product Growth, and Customer Support. 

Ramp is the only corporate card and spend management solution that helps companies spend less. We're growing fast and just getting started - join us!

https://ramp.com/careers

### Sabbatical - FinTech Advisory @ FinTech World Tour
Jan 2019 – Jan 2020
Sabbatical project exploring FinTech’s role in furthering financial inclusion in Mexico, India, Myanmar, Kenya, and China. Helped disruptive FinTech startups in emerging markets get to the next level.

### Group Product Manager (Founding Team) @ Mission Lane
Jan 2018 – Jan 2019 | San Francisco Bay Area
Helped Mission Lane spin off of LendUp, rebrand, and scale 3x. Then I took a much needed sabbatical.

Product lead for our credit card product. Responsible for the user journey from marketing to card in hand, including: growth, marketing, application, securitization, underwriting, KYC, risk management, card issuance.

### Senior Product Manager @ LendUp
Jan 2017 – Jan 2018 | San Francisco Bay Area
Launched LendUp's Secured Card program. Led the platform team building core underwriting and servicing systems for our card and loans products.

### Product Manager @ Nomis Solutions
Jan 2014 – Jan 2016 | San Francisco Bay Area
I helped banks build and deploy pricing models for their financial products using "big data" and "ML".

### Senior Management Consultant @ Oliver Wyman
Jan 2012 – Jan 2014 | Greater New York City Area
I made really nice looking slide decks. 

Financial Services Management Consulting. Worked with major financial institutions on a range of areas including Finance & Risk, Wealth & Asset Management, Retail Banking, Insurance, Organization Transformation, and IT.

### Consultant (Summer Internship) @ Accenture
Jan 2011 – Jan 2011 | Greater New York City Area
I learned that SAP needed to die.


## Education
### Bachelor of Science (B.Sc.) in Management Science & Engineering
Columbia University

### Dual International Baccalaureate / French Baccalaureat in Sciences
International School of Boston

### Web Development with Ruby on Rails
Flatiron School

### Web Development with Javascript
General Assembly


## Contact & Social
- LinkedIn: https://linkedin.com/in/geoffrey-charles

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Source: https://flows.cv/geoffcharles
JSON Resume: https://flows.cv/geoffcharles/resume.json
Last updated: 2026-04-07