# Jennifer H. Ma

> Senior Software Engineer

Location: New York, New York, United States
Profile: https://flows.cv/jenniferhma

## Work Experience
### Senior Software Engineer @ Calibrate
Jan 2024 – Present | New York, New York, United States

### Software Engineer @ Calibrate
Jan 2022 – Jan 2024 | New York, New York, United States

### Software Engineer @ Curology
Jan 2020 – Jan 2022 | San Francisco, California, United States

### Software Engineer Intern @ JumpOffCampus, Inc.
Jan 2019 – Jan 2019 | San Francisco Bay Area
- Updated existing backend from Ruby on Rails 2.0 to 5.0
- Rebuilt frontend using React.
- Integrated Google Maps API into primary Map component.
- Wrote unit tests for search filters.

### Vice President, Sr. Credit Products Officer @ Bank of the West
Jan 2017 – Jan 2019 | Los Angeles, California
Real Estate Industries Division
Commercial Banking Group

- Mentored and trained new analysts in pertinent financial and real estate analysis concepts.
- Liaised with other departments to initiate and monitor due diligence processes.
- Implemented a deal calendar system to track progress of tasks and expected deadlines leading to increased accountability and faster turnaround times for transactions.
- Analyzed client financials and wrote credit proposals ranging in size from $10 million to over $100 million, that yielded upfront profit in excess of 2% of the transaction.
- Performed annual reviews on a portfolio aggregating over $700 million to ensure compliance with regulatory requirements.

### Assistant Vice President, Credit Products Officer @ Bank of the West
Jan 2017 – Jan 2017 | Los Angeles, California
Real Estate Industries Division
Commercial Banking Group

### Credit Analyst @ Bank of the West
Jan 2015 – Jan 2017
Real Estate Industries Division
Commercial Banking Group

### Customer Service Associate @ USC Transportation
Jan 2011 – Jan 2014 | University of Southern California


## Education
### Bachelor of Science (B.S.) in Business Administration, minor in Real Estate Development
USC Marshall School of Business

### Certificate
Rithm School

### International Exchange Program
Corvinus University of Budapest


## Contact & Social
- LinkedIn: https://linkedin.com/in/jenniferhm

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Source: https://flows.cv/jenniferhma
JSON Resume: https://flows.cv/jenniferhma/resume.json
Last updated: 2026-03-29