# Michael Losev

> Engineering @ Chariot

Location: Woodmere, New York, United States
Profile: https://flows.cv/michaellosev

Full stack web developer with experience in Java, JavaScript, and React and a background in Finance and Computer Science.  Passion for options trading, snowboarding and traveling.

## Work Experience
### Software Engineer @ Chariot
Jan 2025 – Present | New York, New York, United States
Chariot is a financial technology company focused on Donor Advised Fund payments. We create better DAF giving experiences for donors, nonprofits and DAF providers. Chariot’s DAFpay is the first and only DAF payment option that embeds easy DAF giving into any donation form or nonprofit website where someone is inspired to give. DAFpay lets donors use their DAF in 3 clicks, helps nonprofits spur more DAF giving with more useful + instant donor details, and helps DAF providers add new utility to their DAF accounts. Chariot’s other product, Chariot Disbursements*, solves operational challenges for DAFs and nonprofits, enabling a faster, easier, safer way to send & receive grant payments.

DAFpay is on over 60,000 nonprofits’ donation forms, including American Cancer Society, Memorial Sloan Kettering Cancer Center, and the University of Pennsylvania. Chariot Disbursements is utilized by all kinds of DAFs, including Daffy and the Dallas Jewish Community Foundation.

*Chariot is a financial technology company, not a bank. Chariot Accounts come with a DDA (Demand Deposit Account) through our banking services partner, Column N.A., Member FDIC.

### Founding Engineer @ Mochi Health
Jan 2022 – Jan 2025 | San Francisco Bay Area
• Founding Engineer at Mochi Health, responsible for building a platform that connects Physicians with people seeking obesity treatment.
• Implemented both Stripe and Calendly integrations for secure and easy payment processing and enabling seamless booking of appointments between physicians and patients.
• Played an integral role in building and architecting the entire platform using Reactjs and tailwind on the client side, Node.js for our backend, and DynamoDB, Elastic Search, and Elastic Cache for the Persistence / Caching layer
• Led the development of new features and improvements to existing functionality, resulting in an enhanced user experience for both physicians and patients.

### Chief Technology Officer @ MoDate
Jan 2021 – Jan 2022 | New York, United States

### Teaching Assistant @ New York University
Jan 2020 – Jan 2020
Teaching assistant for introduction to programming

### Software Engineer Intern @ Nifty
Jan 2019 – Jan 2019 | Greater New York City Area
• Used Cyprus.io to implement 50+ automated end-to-end tests to optimize the software development cycle.
• Worked with the Front End Developers to Redesign the UI/UX to create a more seamless and intuitive product for users.
• Used CSS to create, design and implement a new Dark Mode to be more competitive with other Project Management tools (most popular user preference with 70% using on desktop and 80% on mobile)


## Education
### Bachelor's degree in Computer Science
New York University
Jan 2017 – Jan 2020

### Baruch College
Jan 2016 – Jan 2017


## Contact & Social
- LinkedIn: https://linkedin.com/in/michael-losev-a8ba6a132

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Source: https://flows.cv/michaellosev
JSON Resume: https://flows.cv/michaellosev/resume.json
Last updated: 2026-04-01