# Navya Ponnuru

> Senior Product Manager @ eBay | FinTech & E-commerce Leader | UIUC Gies Business School Alum

Location: San Francisco, California, United States
Profile: https://flows.cv/navyaponnuru

I am a Product Leader driven by the challenge of transforming complex financial infrastructure into seamless, high-growth user experiences. With over 12 years of experience—ranging from Big Tech to highly regulated government platforms—I specialize in building products that scale.

At eBay, I’ve had the opportunity to lead massive ecosystem shifts, including:
Growth: Orchestrating global BNPL integrations (Zip, Klarna, Afterpay) that delivered $600M in annual GMV.
Modernization: Architecting the 0-to-1 redesign of an 8-year legacy credit card program, projected to drive a 12x growth in cardholders.
Risk & Trust: Slashing victim-assisted fraud in gift cards by 66% while simultaneously increasing conversion by 300 bps with enhanced trust signals.

I thrive at the intersection of Product, Strategy, and UX. Whether it’s negotiating high-stakes internal partnerships or diving into the weeds of credential tokenization, my goal is always the same: reduce friction, mitigate risk, and drive measurable business impact.

Core Expertise: FinTech & Global Payments | Cobranded Credit Programs | BNPL Strategy | 0-to-1 Product Strategy | Ecosystem Partnerships | UX & Information Architecture

## Work Experience
### Sr. Product Manager @ eBay
Jan 2021 – Present | San Jose, CA

### Product Manager @ Bay Area Air Quality Management District
Jan 2018 – Jan 2019 | San Francisco Bay Area
Product Manager on My Air Online, driving vision, redesign, and modernization of the online permitting system that issues and renews operating permits for regulated small and medium businesses (SMBs) in 9 California counties around the Bay Area, effectively automating manual processes and freeing up highly skilled labor

### Product Manager @ Ishi Systems Inc.
Jan 2011 – Jan 2015 | Jersey City, New Jersey
Complete responsibility for product from concept to launch, for a legal compliance workflow system which supported legal process and subpoena workflows between law enforcement agencies and communications service providers

### Product Design @ Ishi Systems Inc.
Jan 2011 – Jan 2015 | Jersey City, New Jersey
Led UI/UX design of a secure messaging app for Android and iOS for pilot launch to a limited customer base

### Investment Advisory Consultant @ Illinois Business Consulting
Jan 2011 – Jan 2011 | Champaign, Illinois
- Performed top-down analysis and macroeconomic assessment of the future prospects of multiple sectors in 15 countries for an asset management company
- Conducted detailed industry and company level research and presented investment recommendations to the equity portfolio manager for the client’s international equity income portfolio

### Quality Analyst @ Fidelity Investments
Jan 2008 – Jan 2010 | Bangalore, India
Collaborated with cross-functional team of portfolio managers, analysts and development team on Equity Workspace, Research Reports and Analyst Assignment Systems 
Responsible for build acceptance, release notes and sign off for release to production environments
Drove product quality through triaging, traceability, coverage analysis; and owned reporting to management


## Education
### Master of Science in Finance
Gies College of Business - University of Illinois Urbana-Champaign

### BE in Mechanical Engineering
RV College Of Engineering

### BE in Mechanical Engineering
Visvesvaraya Technological University


## Contact & Social
- LinkedIn: https://linkedin.com/in/navyaponnuru
- Portfolio: http://www.linkedin.com/in/navyaponnuru

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Source: https://flows.cv/navyaponnuru
JSON Resume: https://flows.cv/navyaponnuru/resume.json
Last updated: 2026-04-13