# Nick Howlett

> Engineering @ Harvey

Location: San Francisco Bay Area, United States
Profile: https://flows.cv/nickhowlett

Dedicated software developer with a drive to create and improve. Built and worked on applications in a variety of stacks, particularly Typescript, Node.js, and React. The joy of tackling novel problems is what sparked my interest in programming, and keeps me building, optimizing, and planning new projects. In my free time I enjoy running, hiking, reading (especially fantasy and science fiction), board games, and learning Japanese.

Skills: TypeScript, JavaScript, Node.js, React, Redux,  PostgreSQL, Python, MongoDB, Express, SQL, HTML5, CSS3

## Work Experience
### Software Engineer @ Harvey
Jan 2026 – Present

### Senior Software Engineer @ Lively, Inc.
Jan 2022 – Jan 2026 | San Francisco Bay Area
● Led cross-functional squad of 4 developers to ship core product features, providing architectural
guidance, stakeholder communication, and technical mentorship
● Built bulk transfer processing system handling thousands of HSA account transfers totaling millions in
assets via Dropbox Sign API, implementing CSV parsing, job queueing, and rate limiting with retry logic
● Overhauled Lively’s KYC/KYB and OFAC monitoring systems for all users, migrating between providers
and ensuring regulatory compliance
● Optimized dashboard performance, reducing load times by up to 68% (8s to 2.5s at 95th percentile),
improving user experience
● Implemented AI-driven claims processing system using OCR through LandingAI and Claude Sonnet,
reducing manual claim entry and increasing operational throughput
● Executed TD Ameritrade to Schwab investment platform migration, coordinating multi-team effort to
transition accounts, improving UX and ensuring system availability and data integrity
● Served on frontend development council and developer lead council, establishing coding standards
and component architecture adopted across engineering organization
Integrated TPA Stream for claims adjudication, streamlining compliance workflows and reducing processing overhead, improving claim filing experience for end users
Served on frontend development council and developer lead council, establishing coding standards and component architecture adopted across engineering organization

### Software Engineer III @ Lively, Inc.
Jan 2021 – Jan 2022
● Collaborated with design and product to create and maintain a bootstrap-based custom component
library, ensuring design consistency across the platform
● Modernized legacy frontend codebase by migrating to React hooks, Redux state management, and
client-side routing with React Router
● Built complete frontend foundation for Lively’s FSA product, including claim submission and card
substantiation flows

### Software Engineer @ Lively, Inc.
Jan 2019 – Jan 2021 | San Francisco Bay Area
● Led end-to-end development on new investment solution enabling users to invest Health Savings
Account (HSA) funds with Devenir
● Delivered full-stack features in React.js, Node.js, and PostgreSQL stack, including a B2C sign-up flow,
NPS reporting system, and email automation
● Implemented cardholder management features and nightly settlement processes during migration to
Visa DPS debit card platform

### Technical Instructor @ App Academy
Jan 2019 – Jan 2019 | San Fransisco
● Provided hands-on support, feedback, and mentorship to students undertaking projects using React, Redux, Rails, Node.js, Express, MongoDB, HTML5, and CSS3, and learning algorithms and data structures
● Administered mock interviews and whiteboarding sessions on data structures, algorithms, and system design to prepare students for interview questions

### Honors Thesis Student @ Developmental Investigations of Behavior and Strategy Lab
Jan 2017 – Jan 2018
● Utilized R and Excel to input, analyze, and chart study data
● Conducted interviews with over 1,000 children for studies published in major Psychology journals
● Completed honors thesis on children’s understanding of confession, leniency, and punishment

### Research Assistant @ Developmental Investigations of Behavior and Strategy Lab
Jan 2015 – Jan 2017 | Chicago


## Education
### Bachelor of Arts - BA in Psychology, Honors. Computer Science Minor
University of Chicago
Jan 2015 – Jan 2018

### Full-Stack Development
App Academy
Jan 2019 – Jan 2019

### The College Preparatory School
Jan 2010 – Jan 2014


## Contact & Social
- LinkedIn: https://linkedin.com/in/nick-howlett
- Website: https://nhowlett.com?utm_source=linkedin&utm_medium=contact
- GitHub: https://github.com/Nick-Howlett

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Source: https://flows.cv/nickhowlett
JSON Resume: https://flows.cv/nickhowlett/resume.json
Last updated: 2026-03-20