# Prashant Arya > Director of Product | Payments & Fintech | AI-Driven Platform Strategy | 0→1 Builder | $100M+ Revenue Impact | Visa · Deloitte · Wharton Location: San Francisco, California, United States Profile: https://flows.cv/prashantarya 🚀 I build payment products that set global standards and I do it at the intersection of AI, platform strategy, and consumer experience. Over 12 years at Visa, Deloitte (Meta), and Wharton, I've led product strategy across fintech, enterprise technology, and social media, driving $100M+ in revenue and scaling products to millions of users across 12+ global markets. 𝗪𝗵𝗮𝘁 𝗜 𝗯𝗿𝗶𝗻𝗴 𝘁𝗼 𝗮 𝘀𝗲𝗻𝗶𝗼𝗿 𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝗹𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗿𝗼𝗹𝗲: 🔹 0-to-1 Product Building — Launched the world's first cross-border BNPL capability (unlocking $40M in revenue) and the world's first global Installments symbol, deployed across 9 markets. 🔹 Payments Domain Depth — Deep expertise in payment rails, digital issuance, tokenization, money movement, BNPL, and card-not-present flows. Familiar with issuer, acquirer, and merchant ecosystem dynamics. 🔹 AI-Powered Product Leadership — Currently completing an MS in Artificial Intelligence at Georgia Tech. I apply AI and LLMs to accelerate experimentation, decision-making, and product iteration. 🔹 Platform & API Strategy — Designed API-centric experience architectures and led enterprise cloud migrations across Fortune 100 clients in financial services, social media, and technology. 🔹 Commercial Impact at Scale — Built the "Product Enablement Big Deals" program at Visa, generating $11M+ in new business, improving win rates by 30%, and aligning VP/SVP stakeholders across complex global organizations. I thrive at the intersection of strategy and execution, equally comfortable setting product vision with C-level executives and rolling up my sleeves to ship with cross-functional teams. 📩 Open to Head of Product / Senior Product opportunities in Payments, Fintech, or AI-native companies. Let's connect: prashant4arya@gmail.com ## Work Experience ### Director - Product and Experience Design (PxD) @ Visa Jan 2024 – Present Leading Visa Consulting's product strategy practice, advising C-level executives at issuers, acquirers, merchants, and fintechs on payments product growth. Generated $11M in new business across 10+ clients in real-time payments, digital issuance, money movement, and subscription products, improving proposal win rate by 30% Designed the "Product Enablement Big Deals" program, securing $1M+ in annual bookings Built a standardized research-and-analysis framework that accelerated project delivery by 25% Directed cross-functional teams of 8+ across research, design, analytics, and product to deliver API-centric architectures and market deployment strategies across core payment rails Built experience-governance model aligning VP/SVP stakeholders across digital issuance, tokenization, and money movement ### Senior Product Manager - BNPL User Experience, Commercialization and Analytics @ Visa Jan 2021 – Jan 2024 Unified Design, Marketing, Research, and Product workflows to eliminate fragmented execution across Buy Now Pay Later (BNPL) and Flexible Credentials, reducing concept‑to‑MVP timelines by 30% and increasing experience quality scores by 25% Launched the world’s first cross‑border BNPL capability, expanding Visa’s global footprint and unlocking $40M in revenue Established high impact partnerships with major tech giants and fintechs across the US and Canada, generating over $30M in pilot order volume and driving a 45% surge in card usage Standardized design strategy across 12 markets and operationalized monthly VP/SVP reviews, strengthening global governance for issuer deployment and increasing regional design compliance by 40% across card‑not‑present, digital wallet, and merchant transaction flows Defined UX and functional requirements for issuer and partner implementations, aligning checkout, authorization, and credential provisioning flows to network standards, driving a 84% YoY lift in conversion rate across pilot clients Orchestrated the creation of world’s first global Installments symbol by evaluating 800+ design concepts across three research cycles; launched across 9 markets to establish a scalable network standard that increased consumer comprehension and adoption by 70% Built and scaled a global experimentation capability across market teams, integrating A/B tests and post‑purchase analytics to drive evidence‑based decision‑making and accelerate post‑launch iteration by ~20% ### Product Management Mentor @ topmate.io Jan 2023 – Present ### Venture Scout @ Grishin Robotics Jan 2022 – Present On the lookout for Seed and Series A startups. Building something great? Let's chat! ### Advisor, Harvard Business Review Advisory Council @ Harvard Business Review Jan 2021 – Present ### Founding 200 Member @ Product School Jan 2020 – Jan 2021 Product School Pro is an invitation-only think-tank for Product Leaders. As a "Founding 200 Member", I network with Product Professionals from leading tech companies and sharpen the saw with exclusive educational resources. ### Founder @ DuoLyf Jan 2020 – Jan 2021 ### Product Manager @ Deloitte Consulting Jan 2020 – Jan 2021 **Received 4 Applause Awards** Executed product, data, and cloud strategy for Social Media and Finance clients by collaborating with sales, marketing, and engineering teams • Drove negotiations with leadership and secured a $150,000 development budget to build a remote work collaboration platform in AR/VR • Managed 50+ app teams and leveraged data-driven analytics to migrate 300 apps, 200 databases, and 600 servers with 99.6% efficiency • Defined and tracked 15+ KPIs, success metrics, and cloud migration MVP criteria that resulted in $1M annual cloud savings; collaborated cross-functionally with senior stakeholders across Privacy, Finance, Legal, and Cyber to identify cloud migration technical requirements • Led the UX/ UI design of cloud web portal; identified pain points, prioritized customer needs and translated it into user stories, acceptance criteria, and high-fidelity wireframes; built AWS cloud tagging strategy for an $85B Fortune 50 Financial Services company ### Consultant @ Deloitte Consulting Jan 2018 – Jan 2020 | Boston, Massachusetts 360 VR and Virtual World Capability Development • Managed product ideation, market research, competitive positioning, prototyping and presented revenue models to senior leadership • Collaborated cross-functionally with design, engineering, and marketing teams to deliver MVPs and enhance existing portfolio Cloud Suitability and Placement Analysis Tool • Led the UX/ UI design of a Cloud Suitability/Placement and Cloud Financial Analysis tool. Converted user feedback and client needs into user stories, process flows, acceptance criteria and high-fidelity wireframes for the development team supply chain Banking and Financial Services Digital Transformation Strategy • Devised Amazon Web Services (AWS) Cloud Financial Tagging strategy and defined Cloud Business Office metrics outlining KPIs/KRIs • Reshaped Service Intake and Request Management process, and AWS container strategy product roadmap product strategy positioning Life Science and Pharmaceutical Supply Chain Redesign • Redesigned the End to End supply chain hand-offs by conducting Voice of Business and identified 27 issues affecting client’s CAR-T supply chain. Implemented Right First-Time (RFT) checklist to mitigate the problems product backlog) • Designed a Tableau dashboard and InfoPath Form to report issues. Executed 36 CAPA plans to achieve 97.4 % reduction in errors ### Product Development Lead @ Rainbank Inc. Jan 2017 – Jan 2018 | Greater Philadelphia Area • Led the engineering design of a smart grid stormwater management system reducing the structure maintenance expenditure by 43% • Executed product development schedules (CAD, manufacturing, and assembly) from concept to production ### Product Designer @ Nouvair Jan 2017 – Jan 2017 | Greater Philadelphia Area Designed and built from scratch, world’s first portable smoke extraction device that resulted in a 35% decrease in the smoke generated inside the kitchen ### Technical Expert in Residence - Product Consultant @ The Wharton School Jan 2016 – Jan 2017 | Greater Philadelphia Area • Provided engineering design consultation to 18 Wharton startups to help launch their MVPs (mobile apps, websites, IoT prototypes) • Created customer profiles, conducted market research and performed SWOT, competitive and cost-worth analyses ### Product Lead + Co-Founder @ Ambria Jan 2016 – Jan 2017 | Greater Philadelphia Invented a medical device for urine collection and disposal for critically ill patients in a MICU • Gathered user requirements and pioneered a device that reduced urine disposal time by 80%, providing annual savings of $98,100/ICU • Created Go-to-market strategy and business case for product launch; transferred all rights to the University of Pennsylvania ### Vice President - Indian Graduate Students Associtation @ University of Pennsylvania Jan 2016 – Jan 2017 | Greater Philadelphia Area • Organized networking and social-cultural events through oversight of a 250-member group and a 9-member leadership team ( Handled budget of $10,000) • Spearheaded various partnerships and collaborated with 7 other associations to expand the visibility. ### Research Information Assistant @ University of Pennsylvania Jan 2015 – Jan 2016 | Greater Philadelphia Area ### Product Design Intern @ Keriton Jan 2016 – Jan 2016 | Greater Philadelphia Area • Pioneered a hardware solution to automate pumped breast milk management for a neonatal ICU, based on extensive user research and human-centric design approach. Performed vendor identification, qualification, and compliance. • Innovated with the larger team to define and build product features that saved up to 6.5 full- time nurse hours (13,520 hrs./yr.) at an average sized NICU giving annual hospital savings of $432,000. ### Product Designer @ Everwaters, Inc. Jan 2016 – Jan 2016 | Greater Philadelphia Area • Led the design of a water purifier using greener and sustainable technology, for access to affordable and clean drinking water. • Spearheaded package design from laying out the die-line to working with graphic design, origami, materials, and manufacturing. ### Mechanical Engineer @ Larsen & Toubro Jan 2014 – Jan 2014 | New Delhi Area, India Supervised mechanical engineering department for the crude oil pipeline project (net worth of $17M) under L&T HCP (India’s largest construction company). ### Product Design Intern @ Schneider Electric Jan 2014 – Jan 2014 | Bangalore, India Developed the template for FBD (Functional Block Diagram) and FMEA (Failure Modes Effects Analysis) for the wiring devices components in the modular market. Developed advanced statistical model for the references in wiring devices of different market range and segments. ### Mechanical Engineering Intern @ Bharat Heavy Electricals Limited Jan 2012 – Jan 2012 | Noida Sector 16, India Got exposure to the Mechanical Auxiliary Department of Power Sector, Project Engineering Management division. Studied different types of turbines and power cycles by visiting the BHEL, Haridwar facility. ## Education ### Master of Science in Engineering in Integrated Product Design University of Pennsylvania ### Master of Science in Artificial Intelligence Georgia Institute of Technology ### Courses: Marketing; Engineering Entrepreneurship; Modern Data Mining (Statistical Modeling) The Wharton School ### Finance and Financial Management Services University of California, Berkeley, Haas School of Business ### MBA in Finance and Management Quantic School of Business and Technology ### Product Growth Strategy Reforge ### Data Product Manager Nanodegree in Product Management Udacity ### AI Product Manager Nanodegree in Product Management Udacity ### Bachelor of Engineering (BE) in Mechanical Engineering RV College Of Engineering ### Navy Children School ## Contact & Social - LinkedIn: https://linkedin.com/in/prashant4arya - Website: https://www.prashantarya.com --- Source: https://flows.cv/prashantarya JSON Resume: https://flows.cv/prashantarya/resume.json Last updated: 2026-04-05