Collaborated with branch operations managers for RFIs sent on high-risk customers. Identified, assessed, and escalated potential AML risks associated with higher-risk customers and businesses. Managed and reviewed complex financial transactions to ensure compliance with EDD risk regulations

Conducted EDD reviews for high-risk customers and worked with law enforcement to ensure BSA/AML and Sanctions compliance. Provided detailed written analysis of EDD requirements for high-risk clients. Performed transaction analysis in Verafin on high-risk clients for risk rating adjustment. Transition analysis included full scope and modified reviews. Provided risk rating recommendations

Managed and optimized activity monitoring processes to ensure compliance with EDD risk regulations

Experienced in using banking systems to analyze transaction data and identify potential EDD risk non - compliance issues

Leveraged expertise in Government Regulatory procedures to ensure the organization's adherence to EDD risk rules and regulations.

EDD investigations included, CLEAR, negative news, and Google searches, bookkeeping (subpoena searches), full narrative of the customers banking behavior, reviewing the customers CDDQs, reviewing previous SARs, etc.

Operated OFAC desk and responded to real-time wire transfers for OFAC-related hits. Assisted the BSA AML Officer in preparing, updating, and maintaining the OFAC risk assessments. Coordinated with Paying & Receiving department to ensure timely release of wires alerted for OFAC

Verified shipping vessels (wires)

Oversaw compliance-related Cryptocurrency and AML transaction alerts world wide. Investigated and escalated potentially suspicious activity across various typologies that included : flow through crypto/fiat activity, keywords, IP hits, blockchain screening, high volume outliers, privacy coins, etc. Knowledgeable in various crypto exchanges, Dark net markets, private unlabeled wallets, and crypto addresses

Managed audits and reviews, determined areas of non-compliance, and designed appropriate procedures to rectify identified issues.

Managed Negative News and PEP screenings. Conducted complex alert and case investigations. Assessed customer risk rating and performed enhanced due diligence reviews. Documented EDD review findings efficiently and accurately. Conducted periodic customer reviews.