# Vishal Jhala

> Staff Software Engineer | Scalable Data Platforms & ML Pipelines | Powering AI Agents at Scale

Location: San Francisco Bay Area, United States
Profile: https://flows.cv/vishaljhala

I am a Staff Software Engineer at PayPal, where I design and develop payments platform API for credit card transactions for unbranded customers. I have over 20 years of experience in software development and programming, and I hold a Cybersecurity Graduate Certificate from Stanford University and a Masters in Information Science from Sardar Patel University. 

I have experience fraud detection using Machine Learning models and developed non-profit platforms like youagree.org leveraging LLM.

I have built open-source platforms like Demystify Network, a project that aims to protect end users and promote blockchain adoption, with generous grants from Google Web3 Startups and Metamask. I have expertise in blockchain and threat intelligence, and I have contributed to the tokenization initiative at PayPal, which improved authorization rates, reduced latency, and enhanced security. My mission is to build distributed, scalable, and secure products that empower people and businesses.

## Work Experience
### Staff Software Engineer @ PayPal
Jan 2019 – Present | San Francisco Bay Area
Design & Develop scalable Data Platform that powers AI Agents and ML pipelines for PayPal World.

Previously, Design & develop payments platform API for credit card transactions for unbranded customers.

Contributed to tokenization initiative since its inception, tokenizing over a billion cards, improving authorization rates by 200 bps and reducing latency by ~100 ms, all while improving security.

### Principal Engineer ( Director - Technology ) @ Infostretch
Jan 2013 – Jan 2019 | San Francisco Bay Area
Lead QMetry Digital Quality Platform from Zero to One, from ideation to GA adoption. 
Spearheaded a strong team of 65+ engineers across multiple geographies.
(Start up was eventually acquired by Goldman Sachs)

### Architect @ IBM
Jan 2003 – Jan 2013 | Pune Area, India
- Decade long journey starting as a VC++ developer to architecting C++,  python projects in automative domain. 
- Among top 10% contributor for all those years.


## Education
### Cybersecurity Graduate Certificate in Computer Engineering
Stanford University

### Masters in Information Science
Sardar Patel University


## Contact & Social
- LinkedIn: https://linkedin.com/in/vishaljhala
- Portfolio: https://www.kaggle.com/vishaljhala
- GitHub: https://github.com/vishaljhala

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Source: https://flows.cv/vishaljhala
JSON Resume: https://flows.cv/vishaljhala/resume.json
Last updated: 2026-04-12